Question
Should all health insurance policies be required to include a one-page, plain-language summary of key coverage details?
Background
Policy documents are often long and written in technical language. Residents have reported difficulty understanding what is covered, what is excluded, and how much they may pay out of pocket. Insurers argue that new rules may increase administrative burden and legal risk.
Options
- Require a standardized one-page summary for all health policies.
- Encourage summaries through incentives but do not mandate them.
- Limit the requirement to policies sold on the individual market.
- Make no changes to current disclosure rules.